Join our growing community of satisfied members in a SACCO that prioritizes transparency, guaranteed dividends, and modern digital banking. Building financial prosperity together with secure and reliable services.
Haki Tume Sacco has been serving our community since 2005 with a growing base of satisfied members. We pride ourselves on transparency, guaranteed dividends, and comprehensive digital services that put our members first.
Join with just KSh 500 and start your financial growth journey with our simplified registration process.
Properly audited books with annual AGM and guaranteed dividends for complete transparency.
Access your account anytime with our modern digital platform and mobile-friendly interface.
Competitive dividend rates and flexible loan products designed to help you achieve your financial goals.
Trusted, Audited, and Committed to Member Security
End-to-end encryption and secure data storage protocols protect your financial information at all times.
Compliant with cooperative society guidelines and regulatory requirements for financial institutions.
Annual audited accounts and comprehensive AGM reports ensure complete financial transparency.
Dedicated member welfare and protection policies safeguard your interests and investments.
Proven track record of financial stability and growth
Transparent and competitive rates designed to help you grow
Experience modern banking with our comprehensive digital platform designed for your convenience and financial growth.
Comprehensive dashboard to monitor your contributions, loan balances, account statements, and financial progress with real-time updates.
Advanced guarantor management with automated email notifications, approval workflows, and real-time tracking of guarantor commitments.
Participate in Annual General Meetings online with secure digital voting, motion submissions, and real-time results tracking.
Generate detailed financial reports, contribution summaries, loan statements, and audit trails with advanced filtering options.
Stay informed with automated SMS and email alerts for loan approvals, contribution reminders, AGM notices, and important updates.
Bank-grade security with multi-factor authentication, encrypted data storage, comprehensive audit trails, and regulatory compliance.
Complete member lifecycle management with registration, KYC verification, next-of-kin details, and member welfare tracking.
Automated dividend calculation and distribution based on member contributions with transparent reporting and payment tracking.
Access and download important documents including statements, loan agreements, membership forms, and annual reports.
Take control of your finances anywhere, anytime with our mobile app. Access your account, apply for loans, track contributions, and manage your SACCO services right from your smartphone.
Available on Apple App Store soon
Real experiences from our valued SACCO members
Haki Tume Sacco operates under strong governance principles to ensure your savings are safe and your interests are protected through transparent operations.
Registered cooperative society operating under cooperative principles
Independently audited financial statements published annually
Democratic governance with elected board and annual general meetings
Compliant with data protection laws and industry security standards
We're here to help you with all your SACCO needs
Get in touch with our friendly team
CVS Plaza 1st Floor, Kasuku Lane
Off Lenana Road, Nairobi
020-3969000
Monday - Friday: 8:00 AM - 5:00 PM
Weekends: Closed